behavior
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Financial Technology (FinTech)
Affirm pivots to AI-driven underwriting to unlock growth through advanced pattern recognition in consumer credit behavior
Affirm Holdings, the San Francisco-based fintech pioneer, has officially deployed a sophisticated transformer-based underwriting model across its United States checkout…
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Global Economic Insights
The Impact of State-Mandated Auto-IRA Policies on Household Balance Sheets and Financial Behavior
A new working paper released by the National Bureau of Economic Research (NBER) provides a comprehensive analysis of how state-level…
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