Finzly Introduces Assure to Embed AI-Powered Security and Continuous Compliance Directly into BankOS Infrastructure

The landscape of financial technology is shifting rapidly, driven by the dual imperatives of rapid digital innovation and increasingly sophisticated, machine-speed cyber threats. In response to this evolving environment, banking transformation company Finzly has officially unveiled Assure, an advanced security and assurance layer designed to embed natively into the infrastructure of financial institutions. Operating as a critical component of Finzly’s broader Agentic Galaxy suite of artificial intelligence capabilities, Assure integrates directly into BankOS, the company’s modern operating system for banks.

By weaving security, compliance monitoring, and operational resilience straight into the core architecture that banks rely on for daily processing, Finzly aims to eliminate the friction typically associated with legacy security add-ons. This launch marks a significant step forward in how financial institutions manage risk, allowing them to scale their digital offerings without compromising the stringent safety standards required by modern banking regulators and customers alike.

The Escalating Threat Landscape: Why Continuous Assurance Matters

The introduction of Assure arrives at a critical juncture for the global banking sector. Financial institutions are confronting an unprecedented wave of cyberattacks fueled by generative artificial intelligence and automated threat actors. According to TrendAI’s Modern Bank Heists 2026 report, AI-powered attacks targeting banks and other financial institutions surged by an alarming 89% year-over-year. Furthermore, the report highlights that 67% of surveyed institutions observed attackers actively adapting and countering human and automated defenders during live security incidents.

These statistics underscore a fundamental vulnerability in traditional cybersecurity frameworks: point-in-time reviews and manual audits are no longer sufficient against adversaries operating at machine speed. Traditional compliance and security models often leave critical windows of vulnerability open between scheduled assessments.

Assure addresses this systemic issue by shifting the paradigm from periodic reviews to continuous assurance. The technology leverages advanced artificial intelligence to continuously monitor attack surface risks, automatically test security controls across both traditional and AI-enabled development pipelines, and collect compliance evidence in real time. Rather than relying on resource-intensive manual compilation, financial institutions can now maintain an automated, auditable paper trail of their regulatory controls and security postures.

Inside Assure and the Agentic Galaxy Suite

At its technical core, Finzly’s Assure is engineered to streamline how financial institutions detect, triage, and investigate potential fraud and security anomalies. By harnessing machine learning models capable of analyzing vast streams of transactional and operational data simultaneously, the system drastically reduces the time required for security teams to triage alerts.

The platform’s key capabilities include:

• Real-Time Anomaly Detection: Continuous monitoring of digital touchpoints and transaction rails to identify anomalous behavior before it manifests into material fraud or system breaches.
• Automated Triage and Investigation: AI-driven workflows that accelerate the investigation of security alerts, helping compliance and security personnel focus on high-risk events.
• Dual-Environment Security Testing: Comprehensive testing protocols that evaluate both legacy application codes and modern, AI-enabled software development lifecycles.
• Continuous Compliance Collection: Automated gathering and organization of evidence required to demonstrate adherence to regulatory mandates, replacing error-prone manual compilation processes.

Assure functions as an integral extension of Finzly’s Agentic Galaxy, an AI-powered suite announced to transform how banking operations are executed. Because these tools are built natively into BankOS, banks do not need to stitch together disparate third-party security applications or manage complex integration pipelines.

Leadership Perspectives on the Future of Bank Security

The convergence of artificial intelligence, rapid financial innovation, and escalating cyber threats requires a fundamental rethink of institutional defense mechanisms. Finzly’s leadership emphasizes that security must evolve synchronously with technological adoption.

“Banking is entering a new era where attacks happen at machine speed, requiring intelligence, innovation, and trust to evolve together,” said Booshan Rengachari, CEO and Founder of Finzly. “BankOS was created to help financial institutions continuously evolve, and never has that been more needed than with AI. We introduced Agentic Galaxy to transform banking operations with AI, and with Assure we are extending that intelligence into security and resilience, helping banks innovate faster while maintaining the trust their customers depend on.”

Echoing this sentiment, Supro Ghose, Chief Information Security Officer at Finzly, highlighted the necessity of fighting AI-driven threats with equally sophisticated automated tools. Citing prominent AI security research, Ghose noted that defending against modern threats requires leveraging the same technological advantages utilized by adversaries.

“As financial institutions embrace AI, security must evolve alongside innovation,” Ghose stated. “As AI security researcher Roman V. Yampolskiy has written, ‘our best hope to defend against AI-enabled hacking is by using AI.’ Assure represents our commitment to making security and intelligence foundational elements of BankOS, helping banks operate with greater confidence in an increasingly complex digital environment.”

Finzly’s Trajectory: From Modern Operating Systems to Native AI Security

Founded in 2012 and headquartered in Charlotte, North Carolina, Finzly has steadily carved out a reputation as an innovator in banking infrastructure and transformation. The company first captured broader industry attention at the FinovateFall 2019 conference, where it demonstrated its capacity to modernize core banking systems. Finzly’s momentum continued at FinovateSpring 2022, where the company walked away as a two-time Best of Show winner after showcasing how financial institutions could build and launch modern digital banking propositions in a matter of minutes.

Central to Finzly’s market positioning is BankOS, a comprehensive modern operating system designed to handle both traditional and tokenized forms of money. BankOS orchestrates the movement of funds across major payment rails—including ACH, wires, RTP, FedNow, and SWIFT—via ISO 20022-native processing. By providing a unified ledger and advanced payment processing capabilities within a single platform, Finzly enables banks to retire fragmented legacy systems, streamline operations, and accelerate the time-to-market for new financial products.

The rollout of Assure represents the logical evolution of BankOS. By moving beyond payment orchestration and operational management into native security assurance, Finzly is positioning its operating system as a holistic environment where speed, compliance, and protection coexist natively.

Broader Implications for the Financial Sector

The launch of Assure highlights a broader industry trend: the institutionalization of AI-native defense mechanisms within core financial software. As regulatory scrutiny intensifies and the sophistication of cybercriminals reaches unprecedented heights, financial institutions face mounting pressure to demonstrate operational resilience and rigorous compliance without inflating operational budgets.

By embedding continuous assurance directly into the banking operating system, Finzly is addressing the economic and operational hurdles of cybersecurity management. Automated compliance and continuous monitoring significantly reduce the human capital required to pass audits and manage risk assessments. For mid-sized and community banks, which often operate with tighter resources than tier-one mega-banks, access to enterprise-grade, AI-driven security natively embedded in their core infrastructure could prove transformative.

As the financial services industry navigates the opportunities and risks presented by artificial intelligence, solutions like Assure point toward a future where security is not treated as an external perimeter defense, but as an organic, self-updating property of the financial system itself. Through this launch, Finzly continues to redefine the foundational expectations of modern banking technology, ensuring that institutional trust remains resilient in an automated world.